Savings

At First Metro Bank, we understand the importance of saving money and the impact it can have on your family. Saving is important to the First Metro Bank family; in fact, it’s so important to us that we use bank time to visit schools and speak to nearly 5,000 local students each year about important financial literacy topics such as the significance of saving money, establishing credit, and budgeting for future life endeavors.

Metro Personal Savings

$100 Opening Deposit
Interest Paid on Daily Collected Balance
$2 Withdrawal Fee for Each Transaction Over 6 per Month

Metro Junior Savers

No Minimum Opening Deposit
Interest Paid on Daily Collected Balance
Joint Ownership is required with Parent or Guardian until age 15. The account will convert to a Metro Personal Savings account at age 19.
$2 Withdrawal Fee for Each Transaction Over 6 per Month

Metro Money Market

$1,000 Opening Deposit
Interest Paid on Daily Collected Balance
$1,000 Minimum Balance Required to Avoid Service Charge
$2 Withdrawal Fee for Each Transaction Over 6 per Month

Individual Retirement Account & Certificates of Deposit

We offer a variety of Individual Retirement Accounts (IRAs) including Roth and Traditional IRA's. Money invested in each of the accounts is deposited into a Certificate of Deposit and interest is paid based on your chosen term and maturity.

A Certificate of Deposit (CD) is a type of time deposit. A CD is similar to a savings account as CD's are virtually risk-free because they are FDIC insured*

*The standard deposit insurance amount is $250,000 per depositor, per insured bank, for each ownership category.