• Exclusive checking account for neighbors 50 & better
• Earn tiered interest 
• No monthly service charge¹
• Access exclusive group travel experiences and local events
• Unlimited transactions
• Digital banking services², including:
  • Online banking 
  • Online bill pay
  • Mobile banking
  • Web statements
• 25% discount on safe deposit box rentals³
• Mobile wallet
• Mastercard^® debit card
• $100 minimum deposit to open⁴

Where Friends Become Family!

The First Metro Bank family would not be complete without our First Friends. In 1990, the First Friends Account was established to combine banking, traveling, friendship, and memory-making all into one.

First Friends enjoy amazing trips across the country, day trips with exciting sightseeing opportunities and entertainment, plus one-of-a-kind local events! Karen Johnson, First Friends Coordinator, is the face behind it all: preparing across country trips, theatre events, luncheons, and exquisite one-day outings to keep our First Friends eager for the next destination.

“Every aspect of the First Metro Bank family is experienced when you are a First Friend – valued relationships, first-class service, and employees who treasure the opportunity to serve you. As a First Friend, whether traveling by land, sea, or air, you will create lifetime memories and develop friends who become family.”

Meet Your Neighbor, Karen Johnson
First Friends Coordinator

2025 First Friends Trips & Events

Contact Karen Johnson at 256-314-1636 or [email protected] to sign up for any trip or event. 

Tuesday, March 4: Jersey Boys + Girls - Schermerhorn Symphony Center [SOLD OUT]

Join us for a night out in Nashville for “Jersey Boys & Girls”, a musical extravaganza honoring New Jersey artists such as Frank Sinatra, Bruce Springsteen, Frankie Valli, Dionne Warwick, Whitney Houston, and others! Before the show, we’ll enjoy a delicious dinner at Gannon’s, an art-deco inspired restaurant in the historic Third National Bank building.

• $269 per person
• Payment Deadline: February 4, 2025

March 30 - April 4: Springtime in Savannah [SOLD OUT]

This trip will be jam-packed with all the sites of Savannah, Georgia with activities + excursions such as a tour of the historic district, River Street, Plant Riverside District, dinner on the Savannah Riverboat, a private cruise to Tybee Island, and the list goes on!

• Price Per Person:
  • Single: $3,479 | Double: $2,799 | Triple: $2,559 | Quad: $2,439
• Payment Deadline: February 7, 2025

Thursday, April 10: Swanky Southern Nights - Lawrenceburg, TN

Go with us for the short journey up to Lawrenceburg for a splash of swank, a twist of twang, a jigger of jazz, an intoxicating night of music called “Swanky Southern Nights.” Brenda Lynn Allen and Makky Kaylor will host the show which is based on their popular radio broadcast. Prior to the show, we’ll have an early dinner at 1819, a delicious upscale eatery on the Lawrenceburg Square.

• $159 Per Person
• Payment Deadline: March 21, 2025
• $25 non-refundable deposit due with reservation

Tuesday, July 8: Italian Bingo Bliss 

Join the fun, don’t delay, Italian Bingo is on the way! With tasty treats and friends so dear, it’s your favorite event of the year! Cards in hand, prizes to win, laughter and luck will soon begin!

• $25 Per Person
• Payment Deadline: June 30, 2025
• Cypress Lakes Golf Club 

July 31 - August 1: Overnight Mystery Trip 

Who's ready for a mystery adventure? Will we be traveling north, south, east, or west? One thing is certain, you'll love our Mystery Destination(s)!

• Pricing Per Person
  • Single: $599 | Double: $519 | Triple: $489 
• Payment Deadline: May 15, 2025
• $50 non-refundable deposit due with reservation

August 9 - August 17: Glacier National Park [SOLD OUT] 

Featuring stops in the Western Montana Mountains, Kalispell, Whitefish, Big Fork, and more!

• Pricing Per Person
  • Single: $5,299 | Double: $4,329 | Triple: $3,999 | Quad: $3,835
• Payment Deadline: April 11, 2025
• $350 non-refundable deposit due with reservation

Tuesday, September 9: The Grand Ole Opry's 100th Birthday [SOLD OUT]

Admission for this special celebration is proving to be the hottest ticket in Music City USA, selling out a full year in advance, and First Friends will have main floor seats! Per Opry Tradition, we won’t know who will be performing until closer to the show, but we guarantee the celebration will honor the Opry’s history, current artists, and future stars. Prior to the show, we’ll have dinner at Caney Fork River Valley Grille.

• $279 Per Person
• Payment Deadline: August 5, 2025
• $50 non-refundable deposit due with reservation

September 28 - October 9: Cruise of Canada & New England [SOLD OUT] 

Featuring stops in Quebec City; Saguenay; Charlottetown, Prince Edward Island; Sydney, Nova Scotia; Halifax, Nova Scotia; St. John, New Brunswick; Portland, Maine; Boston, Massachusetts

• Pricing Per Person (Based on Double Occupancy)
  • Balcony: $6,749  | Mini-Suite: $7,289
• Payment Deadline: May 22, 2025
• $525 non-refundable deposit due with reservation

Tuesday, December 9: Holiday Celebration 

Join us in spreading cheer during our favorite time of year! A delicious lunch will be served while you enjoy fine entertainment, and as always, there will be door prizes!

• $25 Per Person
• Payment Deadline: December 2, 2025 
• Renaissance Shoals Conference Center