USDA - First Metro Bank

USDA Loans

A USDA Mortgage is a fixed-rate mortgage available for those who live in a rural area as defined by the USDA and meet the specific income requirements. To determine USDA eligibility, click here.

  • 100% Financing available
  • Mortgage Insurance Premium Required
  • USDA Funding Fee required, but can be financed through the loan
  • Terms from 10 – 30 years
  • No prepayment penalty

Interested in discussing a mortgage? Contact us.